What is Emerging Countries

Today, access to financial services plays an increasingly important role in reducing extreme poverty, enhancing shared prosperity, and promoting inclusive and sustainable development. The importance of sound and effectively functioning financial institutions and markets for sustainable socioeconomic development is increasing day by day. In countries with a high level of education, human capital will also show an increase in quality. As the level of financial income and financial literacy increases, the demand for financial services will rise, savings will increase as the level of earnings increases, and the level of financial development will rise. This study aims to analyze the relationship between financial inclusion and educational attainment for emerging economies using panel regression analysis for the 2000-2021 period. As a result of panel regression analysis, the education variable has a significant positive effect on the financial institutions access variable and financial markets access variable.