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What is Transaction Platforms

Chapter 3
Africa's Platforms and the Evolving Sharing Economy
A type of digital platform that derives primary value from facilitating the exchange of goods and services between distinct buyers and sellers.
Published in Chapter:
The Rise and Role of Africa's Platform Economy in Inclusive Development
Chernay Johnson (Cenfri, South Africa), Hennie Bester (Cenfri, South Africa), Doubell Chamberlain (Cenfri, South Africa), Matthew Dunn (Cenfri, South Africa), and Roland Mwesigwa Banya (Cenfri, South Africa)
Copyright: © 2021 |Pages: 25
DOI: 10.4018/978-1-7998-3234-8.ch003
Abstract
Digital platforms are bridging barriers to financial and economic inclusion and in the process giving rise to new financial needs in Africa. This chapter presents findings from research conducted by insight2impact that explored the landscape and growing influence of digital platforms in Sub-Saharan Africa. This research identified 277 unique digital platforms across Africa, of which 80% are homegrown. These platforms provide income-generating opportunities to over 4.8 million Africans and are creating structure and efficiency in formal and informal markets. Understanding the impact and magnitude of this disruption is vital if digital platforms are to achieve inclusive development in Africa.
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