Shruti Jose

Shruti Jose is a Research Enthusiast and an Assistant Professor in the Department of Professional Studies under the School of Commerce, Finance and Accountancy at CHRIST (Deemed to be) University, Bangalore (India). Her research interests lie in banking, finance, technology adoption, consumer behaviour, payments, eCommerce, artificial intelligence, and innovation research.

Publications

Blockchain for Banking and Finance: A Survey
Manita D. Shah, R. Seranmadevi, Shruti Jose, Amit Kumar Tyagi. © 2025. 20 pages.
Blockchain technology (BT) has emerged as a transformative effect in the banking and finance sector, promising increased efficiency, transparency, and security in financial...
Crafting Inclusive Curricula: Strategies for Equitable Literacy Education
Surjit Singha, R. Sivarethinamohan, Ranjit Singha, Shruti Jose, V Muthu Ruben, Joy Josephine, Alphonsa Diana Haokip. © 2025. 28 pages.
The journey towards inclusive curriculum design is both complex and transformative, requiring a fundamental shift in addressing the diverse needs of students. This chapter...
Equity and Inclusion in Literacy Policies: Case Study on the Impact of Including Assamese Literature and Excluding Koch Rajbongshi Literature
Ranjit Singha, Surjit Singha, V. Muthu Ruben, Joy Josephine, Shruti Jose, Alphonsa Diana Haokip, Rebeka R. Sreethi. © 2025. 28 pages.
This chapter examines the impact of Assam's literacy policies, which includes Assamese literature but excludes Koch Rajbongshi literature, on cultural representation, student...
Advancements in Battery and Energy Storage Materials: Paving the Way for Sustainable Energy Solutions
Surjit Singha, Ranjit Singha, Shruti Jose, Joy Josephine, R. Sreethi Rebeka, Babitha Nadampalli, Alphonsa Diana Haokip. © 2025. 36 pages.
Advanced materials are key to battery and energy storage technology improvements, which are a cornerstone of sustainable energy for the future and are the topic  of this chapter....
Innovative Approaches to Renewable Energy Storage: Bridging the Gap for a Sustainable Future
Surjit Singha, Ranjit Singha, Shruti Jose, V. Muthu Ruben, R. Sreethi Rebeka, Alphonsa Diana Haokip. © 2025. 38 pages.
In this chapter, we reviewed works related to renewable energy storage technologies with a focus on innovative solutions that can increase the efficiency, scalability and...
Renewable Energy Integration: Storage Solutions for a Sustainable Future
Ranjit Singha, Surjit Singha, Shruti Jose, R. Sreethi Rebeka, Babitha Nadampalli, Alphonsa Diana Haokip. © 2025. 38 pages.
This chapter describes how energy storage technologies provide critical services for the integration of renewable energy  sources, as those sources are variable and intermittent...
The Trauma of Gun Violence: Effects on Students and Communities
Ranjit Singha, Surjit Singha, Alphonsa Diana Haokip, Shruti Jose, V. Muthu Ruben. © 2024. 14 pages.
This chapter provides an in-depth analysis of the diverse consequences of gun violence within educational institutions, with a particular emphasis on the psychological distress...
Navigating the Landscape of Inclusive Education: Bridging the Policy-Practice Divide
Surjit Singha, Ranjit Singha, V. Muthu Ruben, Shruti Jose, Elizabeth Mize, Alphonsa Diana Haokip. © 2024. 19 pages.
This chapter examines the complex interplay between policy and practice in inclusive education. With an emphasis on educational equity, this study explores the significance of...
Revolutionizing Packaging Sustainability Through Advanced Materials and Technologies
Surjit Singha, Ranjit Singha, Shruti Jose, V. Muthu Ruben, Alphonsa Diana Haokip. © 2024. 16 pages.
Consumer engagement is identified as a catalyst for positive environmental impact in the context of sustainable packaging. It probes into three fundamental aspects collectively...
Exploring the Facets of Chatbots and Automation in Tourism With Special Reference to ChatGPT
Shruti Jose, Priyakrushna Mohanty. © 2024. 18 pages.
This chapter examines the role of chatbots, specifically ChatGPT, in the tourism industry, focusing on their influence on employment opportunities and job roles. It evaluates...