Karima Toumi Sayari

Karima Sayari is an Associate Professor in the Department of Managerial and Financial Sciences at Al Zahar College for Women. She holds a bachelor’s degree in international trade, a master’s degree in economics and international finance, and a PhD in Finance and Economic Sciences. Dr. Sayari has over 10 years of teaching experience and has published extensively in reputable international journals indexed in Scopus and Web of Science. Her research focuses on economics, finance, banking, and digital finance. She is an active peer reviewer in various academic journals.

Publications

Examining Global Regulations During the Rise of Fintech
Examining Global Regulations During the Rise of Fintech
Mercia Selva Malar Justin, Revenio Jalagat, Kumar Chandar, Perfecto Aquino, Karima Sayari. © 2025. 300 pages.
The fintech industry's rapid growth is revolutionizing the global financial sector by providing unparalleled convenience and innovation. However, this disruptive force also...
Women Leadership in Environment Management: The Philippines' Challenge at the Grassroots Level
Women Leadership in Environment Management: The Philippines' Challenge at the Grassroots Level
Revenio Cabanilla Jalagat Jr., Perfecto Gatbonton Aquino Jr., Mercia Selva Malar Justin, Karima Sayari. © 2024. 13 pages.
The Philippines is among the pioneers of gender-sensitive policies that aim to neutralize the role of men and women in leadership opportunities in almost all sectors. From the...
Role of Financial Literacy in Maximizing the Impact of Decentralized Finance on Financial Inclusion
Role of Financial Literacy in Maximizing the Impact of Decentralized Finance on Financial Inclusion
Karima Toumi Sayari. © 2024. 21 pages.
One of the goals of international policy is financial inclusion, which may be attained by individuals who possess financial literacy and are able to make wise financial...